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Heimeshoff v. Hartford Life & Accident Insurance Co. (US 2013)

Articles Discussing Case:

High Court Limits Timing Of Certain ERISA Claims

Fisher Phillips • December 17, 2013
The U.S. Supreme Court unanimously upheld a contractual clause that limited a participant’s ability to file a lawsuit pursuant to a long-term disability (LTD) policy. The contractual limitation was three years from the date proof of loss was required. The decision confirms that there is no requirement under the Employment Retirement Income Security Act (ERISA) that such a contractual clause be based on the time period after administrative remedies are exhausted and a participant is actually able to bring a lawsuit.
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